We help individuals and families develop an inspiring vision of their financial future and a realistic strategy to achieve it.
Clients come to us with different types of financial complexity. A career change, divorce, or starting a business may have opened up new possibilities and complications. They may own real estate or have stock compensation plans. Some are retired, others still working.
Three obstacles tend to stand in the way with their finances: lack of time, lack of interest, or lack of expertise.
We enjoy removing these obstacles and helping clients chart and implement the course they wish to take with their lives. We believe this requires time, attention and an intimate working relationship, which is why we’ve limited our ongoing engagements to a comparatively small number of families and individuals with whom we feel well aligned.
Key Investment Beliefs
- Your goals determine the portfolio structure.
- Global diversification helps manage risk.
- Minimize investment costs, tax exposure, and portfolio turnover.
- Long-term intentions need to survive short-term temptations.
Planning Philosophy
- There’s usually more than one way to get what you want.
- Your plans will change as your life evolves.
- Expect surprises.
- The hardest part of a plan is implementing it.
We begin our advisory relationship with a series of meetings to familiarize ourselves with your finances and get to know what you hope to accomplish. What are your preferences and priorities? How do you see the world?
Once we’ve developed your plan, we’re able to implement your investment strategy and begin addressing other issues that need attention -- insurance gaps, estate planning, and income taxes, for example.
When we’ve done our job, you should no longer have a nagging sense that you’re neglecting something.
You'll have a clear plan to achieve your goals, support for reaching them, and if something unexpected happens, you'll have someone you know and trust to whom you can turn.
